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Financial Literacy Month

November is Financial Literacy Month, so lets take a deeper look into ways to become more financially literate. This way, we can manage our money responsibly all year long. 

Financial literacy is the ability to understand and use financial skills, such as responsible money management, budgeting, saving, and investing for the future. 


Why is financial literacy important?
Being financially literate is the first step in being financially fit. Consider these facts:

  • Personal finance is the number one topic of argument within a marriage.
  • Parents rank teaching financial responsibility to their children near the top of their parenting wish list. 
  • Poor financial literacy leads to poor decision-making, which leads to poor behavior, thus limiting the household’s ability to reach its financial goals.

Arming yourself with financial literacy is a crucial part of responsible money management and a financially fit life. 

How to observe Financial Literacy Month at home

There’s no need to depend on an outside program – you can observe Financial Literacy Month at home:

  • Make financial literacy the topic of your book club. Choose a book related to money and talk about it at your virtual or in-person book club. 
  • Research one personal finance question each day. Look up the answer to one personal finance question each day of November, and at the end of the month, you’ll have amassed a ton of financial knowledge. 
  • Start reading a financial blog. There’s no shortage of blogs exploring financial topics. Browse through the most popular to find the blog that best speaks to you. 
  • Commit to a new financial goal. Financial literacy is all about using your knowledge to make better financial decisions. Use the opportunity of this month to commit to one financial goal in an area you find challenging. Choose your goal and make it happen!

Get financially literate this month and make better money decisions all year long.