Term Deposits

With Turtleford Credit Union term deposits, your money works hard while staying safe.

You’ll enjoy competitive rates, guaranteed returns, and the added value of patronage — meaning your investment can pay you back twice: through interest earned and when we have profitable years, your share of our annual returns.

Short-Term Deposits
Flexible terms: 30 to 365 days.
Interest paid at maturity.
Designed for short-term goals with guaranteed security.

Long-Term Deposits
Flexible terms: 1 to 5 years.

Interest paid annually — either back into your deposit or to another account you choose.

Eligible to use as loan security at a preferred rate.

Redeemable option available (early redemption penalty applies).

Special, Limited Time Promotion

Ready to open your Cha-Ching100?

Visit us in branch.

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Cha-Ching 100!
Save Smart. Get Matched.

Turn your $100 into $200 with a little help from Turtleford Credit Union.

This term deposit rewards smart student savers with a $100 match in a special Cha-Ching100 term deposit.

How It Works:

You deposit a minimum of $100
Turtleford Credit Union matches it with $100 more
Your money is held safe, earns interest, and pays out in full at the end of Grade 12 (June 30).

Deadline:

This offer is available until:

November 30, 2025, OR
Program capacity is reached
(Whichever comes first.)

Cha-Ching100 Additional Information

Eligibility

To participate, you must:

Be enrolled in Grade 11 or 12 at one of the following:

Turtleford Community School
Turtleford Transition School
Piyesiw Awasis School
Or are an existing Turtleford Credit Union member in Grade 11 or 12

Be (or become) a member of Turtleford Credit Union
No requirement to graduate — the term matures based on your school year, not diploma status.

Term & Interest

Non-redeemable term deposit — your funds are locked in to earn more
Matures June 30 of your Grade 12 year
Interest rate: Based on our posted 1-year or 2-year rate (rounded to the nearest match for your term length)

For Example: If you open in Sept of your Grade 11 year → your term is ~22 months → we apply the 2-year rate.

What Happens if You Withdraw Early?

If you close your account before your term ends:

You forfeit the $100 contribution from Turtleford Credit Union
You will receive your original deposit, subject to Turtleford Credit Union policy

Why Choose Us?

Security you can count on: All deposits are fully guaranteed.

More than interest: Your investment participates in our patronage program, increasing your overall return.

Local impact: Every dollar you invest helps strengthen Turtleford and area.

Ready to Put Your Money to Work?

Whether you’re saving for something soon or building for the years ahead, a Turtleford Credit Union term deposits keeps your money safe, growing, and giving back through patronage.

Let's get started today.

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Turtleford Credit Union

P.O. Box 370 - 208 Main Street

Turtleford, Saskatchewan
SOM 2Y0

Tel: (306) 845-2105
Fax: (306) 845-3035

Email:info@turtlefordcu.ca

Office Hours

Monday to Wed 8:30-4:00pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:00pm

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