• CHEQUING ACCOUNTS
• SAVINGS ACCOUNTS
• ACCOUNT PACKAGES
• CARD RELATED SERVICES
• OTHER SERVICES
• FINANCIAL SERVICES AGREEMENT

Green – Low Fee Chequing

Designed for the account holder that performs a low number of transaction and prefers to bank both in-branch on occasion and electronically (non-interest bearing)

$5.00 Monthly with 15 included transactions

Items can be a combination of:

• Cash withdrawals
• Cheques
• Electronic debits
• Direct payment (POS)
• Bill payments
• CRA payments

Online statements free. Printed statements $2.50/monthly

When the monthly transactions are exceeded, an additional fee of $.75-$1.00 per item will apply on a per-item basis.

Common Chequing

Designed for the account holder that performs a low to moderate number of transactions and prefers to bank both in-branch and electronically (non-interest bearing)

$15 for 40 transactions

Items can be a combination of:

• Cash withdrawals
• Cheques
• Electronic debits
• Direct payment
• Bill payments
• CRA payments

When the monthly transactions are exceeded, an additional fee of $0.75-$1.00 per item will apply on a per-item basis. See account listings for associated fees.

When the monthly transactions are exceeded, an additional fee of $0.75-$1.00 per item will apply on a per-item basis. See account listings for associated fees.

Business Chequing  

Designed for the account holder who performs a high number of banking transactions and prefers to bank both in-branch and electronically

Non-interest-Bearing Chequing account only.

• $30.00/month for 70 included transactions
• Package free with a minimum balance of $15,000.00

Items can be a combination of:

• Cash withdrawals
• Cheques
• Electronic debits
• Direct payment
• Bill payments
• CRA payments

When the monthly transactions are exceeded, an additional fee of $.75-$1.00 per item will apply on a per-item basis (see account listing for basic fees).

Business Maximizer  

Designed for the account holder who performs a high number of banking transactions and prefers to bank both in-branch and electronically

• $40.00/month for 70 included transactions
• Package free with a minimum balance of $15,000.00

Items can be a combination of:

• Cash withdrawals
• Cheques
• Electronic debits
• Direct payment
• Bill payments
• CRA payments

When the monthly transactions are exceeded, an additional fee of $.75-$1.00 per item will apply on a per-item basis (see account listing for basic fees).

Snappy Chequing

Designed for the account holder who performs a high number of banking transactions and prefers to bank both in-branch and electronically

• $25.00 monthly unlimited transactions
• All combinations of deposits & withdrawals included

Snappy Maximizer

Designed for the account holder who performs a high number of banking transactions and prefers to bank both in-branch and electronically

• $35.00 monthly unlimited transactions
• Interest option provided
• .010%

Senior Advantage

Designed for the account holder who is 65 years of age or older. Applicable to only One Personal Account Number per member.

• Any account package offered
• Free account
• Rebate at month end for account package fee
• Online statements provided for free
• Printed statements for $2.50/monthly

When monthly transactions are exceeded, an additional fee of $0.75-$1.00 per item will apply.

Youth Advantage

Designed for an account holder who is 0-19 years of age or college students with proof of enrollment.

• Any account package offered
• Free account
• Rebate at month end for account package fee

When monthly transactions are exceeded, an additional fee of $0.75-$1.00 per item will apply.

Non-profit Organization Package

Designed for service organizations that perform a low to moderate number of transactions and prefers to bank both in-branch and electronically. Applicable to all types of deposit accounts.

Free for 40 service charges. When the monthly transactions are exceeded, an additional fee of $.75-$1.00 per item will apply.

Items can be a combination of:

• Cash withdrawals
• Cheques
• Electronic debits
• Direct payment