Personal Loans

A Turtleford Credit Union Personal Loan is a great way to borrow for any purpose. Whether you are looking to consolidate debt, pay taxes, or plan a major purchase, a personal loan is the smart way to access a little extra cash and supplement your income when you need it. We offer:

  • Loans for consumer based purchases (vehicles, household goods, and holidays) and debt consolidations
  • Flexible terms and repayment schedules
  • No prepayment penalty

Educational Loans

Your child is ready for college, but are you ready to pay for it? Your credit union is here to help. College is an exciting time, full of new opportunities and experiences. Our aim is to make financing education easier so you can focus on what is really important – attending your dream school!

  • Designed to help the student with post secondary educational expenses
  • Guaranteed by parents
  • Interest paid monthly, quarterly or semi-annually while in school
  • Principal repayment starts 6 months after studies completed

RRSP Loans

  • Convenient and disciplined option to save for retirement
  • Designed to help with your annual RRSP contribution

Residential Mortgages

  • Financing to purchase your home, recreational property and home renovations
  • Conventional mortgage financing (requires 20% down payment)
  • Mortgage financing through CMHC (Canadian Mortgage Housing Corporation) with flexible down payment options
  • Competitive floating or fixed interest rates
  • Amortization to a maximum of 25 years

Business Loans

Whatever goals and dreams you have for your business, we are here to help you realize them. Our complete, full-featured line of small business financial services will give you the necessary foundation to manage your finances successfully and achieve the results you want.

  • Financing is available to assist with operating expenses or the purchase of inventory and business equipment
  • Available as a line of credit, term loan or mortgage
  • Flexible terms to match the loan purpose and your income stream
  • Conventional financing is available or through government programs such as CSBFA

Agricultural Loans

  • Financing is available to assist with operating expenses or the purchase of livestock, equipment and land
  • Available as a line of credit, term loan or mortgage
  • Flexible terms to match the loan purpose and your income stream
  • Conventional financing is available or through government programs such as CALA
  • We use the FARMPLAN program to record your present financial situation and to make adjustments for your upcoming year’s business plan